Can My Parents Insure Me With A DUI?
Reader’s Question:
My license is suspended because of the DUI and my parents want to add me to their policy. Will the company be able to know about the DUI?
John
Thank you for asking John.
I would suggest that you let the insurance company and your parents know that your driver’s license is suspended because of the DUI. You should not operate a vehicle or be insured on their insurance policy with a suspended or revoked license. You could put your parents or their car insurance policy at risk for non-disclosure. And you could put them at greater risk legally for driving their car in your current status.
The insurance company will pull up your driving history when your parents try to add you to the insurance policy. Then they would disclose the information that they cannot add you because your license is suspended. Even after your license is reinstated, you may need a special SR22 certificate to qualify for insurance, and your rates will be considerably higher than your parents may realize. It is best to be open with them about the situation so that you can all make the best decisions for your family.
Goodluck!
MariCAR
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