Reader’s Question:

What will happen now if I received a ticket for speeding and driving without insurance?

Tom

Thank you for asking Tom.

State laws and jurisdiction varies so obviously we will not be able to provide the exact cost that you may incur with this.

You still have a driving record even though you do not have a drivers license . These moving violations will show on your driving record. Each insurance provider has their own rating system and point values that are assigned for each type of violation or claim. Most minor violations count as two (2) points, for major violations count as three (3) points and serious violations like driving under the influence (DUI) or driving while intoxicated (DWI) may count as high as six (6) points. This is will not always be the case, because there are many factors that go into generating your insurance rate.

You will be required to pay the penalty to the state for the violation and your insurance costs may increase because of the added points on you driving record. You can get more information about your specific state laws and infractions by visiting your state’s Department of Motor Vehicle website.

Goodluck!

MariCAR