Reader’s Question:

Is there an insurance company that I can check online that does not consider tickets like DUI in order to provide insurance premiums?

Vince

Thank you for asking Vince.

Some auto insurance companies will not quote you higher rates, or raise your rates if you already have an insurance policy in active, for certain moving offenses in general all car insurance providers take into consideration an individual’s driving record as a rating factor.

The drivers’ record and motor vehicle record (MVR) is used to determine what type of risk as a motorist they are and so the risk that they are putting the insurance carrier under to insure them and the vehicle they drive. Traffic violations such as DUI and DWI on a driver’s MVR shows that the person may drive recklessly or poorly.

There are some insurance companies that will not raise your rates if it is your first minor ticket however your safe driver discount will likely be removed which will cause your car insurance premiums to go up. You may check online and get a quote from these insurance companies to get the specific information you need regarding insurance rates.

Goodluck!

MariCAR