Reader’s Question:

I want to know if my insurance rate will go up if I add my mother which has a DUI conviction? We live in the same house.

Chris

Thank you for asking Chris.

It is possible that your insurance rates may increase after you add your mother to your insurance policy. Even considering the fact that each of you have your own insurance policy, the insurance provider will take into account all of the drivers/motorist ,in this case, you and your mother, and their individual driving history on these policies separately. Most insurance providers base the insurance rates on the driver who develops the highest premium. This is usually the younger motorist. Since your mother has a serious violation and that might cause your premiums to increase as a result.

You may speak with your insurance company to know for sure how much the increase will be if you add your mother with a DUI in your policy.

Goodluck!

MariCAR