Reader’s Question:
I received a DUI but the insurance policy is not under my name do the insurance rates go up for the policy holder in Bridgeport, Connecticut?
Leila
Bridgeport, CT
Yes, your DUI could affect the insurance rates for the policyholder if you are a motorist listed under their insurance policy. The driving record of any licensed motorist on an insurance policy or in a household can have an impact on the insurance premiums the same as the insurance carrier’s decision to insure the car. Certain violations may cause an insurance company to turn you or the policyholder down for insurance coverage or to pay high-risk insurance.
An individual with a bad driving record is more of a risk for an insurance carrier then an individual with a clean driving record and therefore their insurance rates are normally higher. The whole policy thus can be affected by one driver’s DUI or serious driving infraction.
If the your insurance rates go up because of your DUI, you may want to comparison shop for car insurance to check if they can find a better rate. You can get an insurance quote in Bridgeport, Connecticut here for FREE.