How To Save On Auto Insurance With a DUI
There are couple of ways on how to save on your DUI car insurance rates- up to 50% savings!
Getting a DUI does not mean you will have to pay high prices for your car insurance. Take a look at the following tips so you can pay less that you normally would under these circumstances:
1. Increase your deductible. You may increase your deductible up to $1000 which is the amount you will pay if there is a claim and your carrier pays the claim. This will surely lower your rate.
2. You can save money by changing the type of car you drive, if you drive a four-door sedan instead of a sports car your rates will be lower.
3. If you have an old car, it would be best to opt for liability insurance and drop the collision and comprehensive coverage in your policy. You can save up to 20%.
4. Attend traffic school. Attending traffic school is a good way to improve your driving record. Some car insurance companies provide discounts if you recently attended traffic school. However, in some states, traffic school is required for drivers after a DUI conviction.
5. Ask for a discount. Discounts are a good way to lower your rate. Be sure to ask your insurance company what are the discounts that you can take advantage of.
A few popular discounts are given for
1. Military – both active and retired
2. Good grade students
3. Claim free history the last 7 years
4. Combining other coverage together, like home and life insurance with your auto policy
5. Multi car discounts if you have more than 1 car add it to your existing policy
6. Credit union members
7. Good credit score and on time payment history
These are just some of the things you can do to lower your rates. If you follow these suggestions, it could lower your rates on your DUI insurance. This short video I found helpful, so you might as well.
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