Reader’s Question:

My brother in law was driving my car over the past weekend. He got pulled over for speeding. He was also cited for DUI and driving without a license in Maryland. Will this affect my car insurance rate?

Carlo

Baltimore, MD

Tickets that your friends or anyone who borrows your car receive while driving your vehicle in Maryland generally will not affect your auto insurance rates. The tickets for speeding, driving without a license and DUI should all have been issued to your brother in law, the motorist, and not the car, so typically will show up on his driving record and affect his insurance rate in Maryland.

If your brother in law had crashed while driving your vehicle in Maryland it would have affected your car insurance since most likely it would be your insurance that would have to pay out on claims that was caused from an accident.