non owner DUI insurance
Reader’s Question:
My friend drove my car and he got convicted of a DUI. How will this affect my insurance rates?
Jairus
Thank you for asking Jairus.
If a offense is written to a motorist only and not against the motor vehicle, typically, it is the driver’s record that will be affected. If this is the case and your friend got convicted of a DUI in his or her name only then it would usually be their driving license and insurance rates that would be affected by this citation.
Most states have tough laws against driving under the influence of either alcohol or drugs. A court conviction of an individual operating while intoxicated, OWI, includes penalties such as a 48 hour jail sentence for a first offense, course or seminars for drinking drivers and substance abuse evaluation and or treatment. This is conviction may also come with a fine of up of to $1000.
Goodluck!
MariCAR
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