How to Get Cheap Auto Insurance Rate After DUI Conviction

Reader’s Question:

Is there anything I can do to get a cheaper insurance if I have a DUI on my drivers record?

Mitch

Jackson, MS

Having a major violation such as a DUI on your driving record can affect your car insurance rates since as a motorist you are seen as more of a risk to an insurance company. In most states if you have been convicted of DUI your license will be suspended for a certain period of time and then when you try to reinstate your driver’s license you will have to have your insurance carrier to file a SR-22, certificate of financial responsibility, on your behalf.

The best way to get the cheapest insurance rates after you have been convicted of a drunk driving is to shop around. Comparison shop online Make sure to ask for any discounts that may be available to you. This can be for safety features on your vehicle such as , anti-theft devices, traffic courses, driver improvement etc. Discounts vary from one insurance carrier to another so ask what ones are available to check if you can lower your insurance rates by applying the most discounts to your insurance policy.

DUI Insurance Rate North Carolina

Reader’s Question:

In North Carolina, how long will a DUI remain on your driving record?  What are the DUI insurance rates in my state these days?

Anna

Charlotte, NC

The North Carolina Driver’s Handbook does not show how long a DUI or DWI infraction stays on your driving record but it is likely three to seven years. This offense can increase your auto insurance rates for at least 3 years and that if you have multiple DWI offenses within seven years it can be considered to be a felony.

To get more information regarding a DUI/DWI and your North Carolina driving record, you may contact the Department of Transportation. If you are in need of cheap auto insurance for North Carolina begin now.

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