Drunk Driver Insurance Cost
Reader’s Question:
My husband and I live in Largo, Florida. My drivers license is suspended and he has a good driving record. Can he purchase automobile insurance?If so, how? The previous car insurance carrier canceled our insurance because they found out about my DUI and my suspended drivers license.
Jean
Largo, FL
Your husband might be able to get car insurance in Largo, Florida since he has a valid drivers license and a clean driving record, however he may expect that the car insurance policy would typically not going to be cheaper since you, as his wife, are household member with a suspended drivers license and DUI conviction. He would likely have to find an insurance carrier that deals with high risk auto insurance policy.
The Florida’s Department of Financial Services may be able to assist you with your insurance needs by providing you more information on what the state of Florida insurance carriers might be able provide your husband the car insurance he needs for the automobile.
You can also start getting car insurance quotes now to see if you can get a better car insurance rates with different insurance companies. You may type in your zip code in Largo Florida to see how much insurance cost you may expect that includes a household member with DUI conviction.
DUI Auto Insurance For Commercial Vehicle
Reader’s Question:
I am planning on going to truck driving school. I have had 3 DWIs and the last DWI was 6 years ago. Will I be insured by an insurance company in a commercial car?
Paul
Nashua, NH
Many commercial car insurance companies do not want to insure a motorist with a commercial driver’s license (CDL) that has a DWI, DUI or OUI. Since your last DWI was over 6 years ago, you might be able to find an insurance company that will insure you but the costs will likely still be high.
I would verify with the trucking school you are going to attend to for more information since they would typically deal with the insurance carriers that you would possibly want to be insured through. You can also check if the school thinks you will be insurable through an insurer plan once you acquired a job after your truck driving school is over.
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