Drunk Driving Conviction In Alabama – What Happens Next

Reader’s Question:

What can I expect to happen if I get convicted of drunk driving here in Alabama? thanks!

Tanner

Tuscaloosa, AL

Alabama drivers getting caught DUI or Driving Under the Influence can expect a heavy penalties and costly fines for this very serious type of offense. In fact, most states today have strict laws and punishments against DUI offenders, some of which includes suspension of one’s driving privileges and even possible incarceration. For offenders, it is crucial to get a DUI insurance coverage after satisfying one’s DUI sentence in order to be allowed to drive again.

Important information about DUI penalties in Alabama:

• First DUI offense: $600 to $2,100 fine, up to one year prison sentence, and suspension of driver’s license for 90 days.
• Second DUI offense: $1,100 to $5,100 in fines, one-year imprisonment and license suspension for a year if second offense was within five years after the first.
• Third DUI offense: $2,100 to $10,000 fine, three-year license revocation, and one-year incarceration.
• Fourth DUI offense: $4,100 to $10,000 in fines, one to ten years possible imprisonment, and suspension of drivers license for the next five years. The fourth offense is already treated as a class C felony by the state.

After satisfying your DUI sentence, it would be necessary to get an auto insurance provider that will file an SR22 form for you, and give you the necessary DUI insurance coverage so you can drive again. It is also important to note that this kind of auto insurance can be very expensive, unless you know how and where to go to find the most affordable DUI auto insurance rates.

These days, the Internet has become one of the best channels for people looking to save more money on their auto insurance needs, DUI insurance coverage is no different and with the many dedicated online auto insurance and DUI auto insurance specialists, finding the most affordable DUI auto insurance is now easier than ever.

Take advantage of the free auto insurance quote search tools available on these online auto insurance portals. These are the best ways to get the latest auto insurance rates, coming from a variety of auto insurance providers in Alabama today. With these, spotting the cheapest DUI insurance policy only takes minutes.

 

What is DUI Insurance Coverage In California

Reader’s Question:

What is DUI insurance in California?

Carla

Los Angeles CA

Technically speaking, there is no DUI insurance in California. The Department of Motor Vehicles will require a driver caught driving while under the influence to secure an sr22 form from an insurance agency as a proof of financial capability or as a proof of insurance. The sr22 form will show the agency that the driver has at least the minimum liability requirement in the state of California. When you are asked to file a DUI insurance in California, it only means the sr22 form. Other major traffic violations will also result to an sr22 form. Any insurance company in your place can help you with this form. However, you have to be careful when dealing with some agents for a DUI insurance in California.

In some cases, they would force a person needing this form to buy what they offer even if the price is quite high. There are really people who would exploit those who are in need. What you can do is to solicit for quotes from as many insurers as you can. Or go online to find for affordable sr22 forms. There are online calculators you can use to get quick quotes. Once you have enough data, that’s the time to choose which insurer to choose.

Want to get a free online rate quote for DUI insurance while you are here?

How Long Do I Have to Carry an SR22 Insurance?

Reader’s Question:

I had a DUI and was required to carry an SR22. How long do I have to carry this?

Harold

Thank you for asking Harold.

The South Carolina Department of Motor Vehicles states that a form SR-22 insurance certificate is required for 3 years from the ending date of the suspension for which it is required. This sr22 certificate is also required during the six months when a person is issued a provisional driver’s license.

The SR-22 certificate must be on file at the SC DMV before the license can be restored or a provisional license issued. According to the SC DMV an SR-22 insurance is not required if the 3 year requirement period for the original suspension has ended.

I would suggest that you contact the SC DMV to know how much longer you will need to carry the SR-22 in your case.

Goodluck!

MariCAR

How Long Do I Need to Carry SR22 Insurance in Tennessee

Reader’s Question:

What is the required time to carry an SR22 in TN? I was required to carry an SR22 because of DUI.

Gina

Thank you for asking Gina.

The Tennessee Department of Safety states that a SR-22 can be required for a total of five (5) years from your date of suspension. If the Financial Responsibility certificate or SR-22 is filed for a total of three (3) years (36 months) within the five (5) year period, the SR-22 may be cancelled or terminated given that it is not required anymore on any other suspension. If the SR-22 is cancelled or terminated before the required period of time and a new form is not filed, your drivers license will be suspended or revoked.

An SR-22 form is proof of future financial responsibility that is required or mandated under Tennessee Code Annotated 55-12-114. If you are required to file a SR-22, then you should contact a liability insurance company and inform them of the needed filing with the state. This form must be filed by an insurance carrier licensed to do business in Tennessee to issue motor vehicle liability insurance coverage in. The minimum liability limits required in Tennessee is 25/50/10.

Goodluck!

MariCAR