Will my Auto Insurance Go Up If I Add a DUI Driver in my Policy?
Reader’s Question:
I want to know if my insurance rate will go up if I add my mother who has a DUI conviction? We live in the same house.
Chris
Thank you for asking Chris.
It is probable that your insurance rate will increase after you add your mother to your insurance policy. Even if each of you maintain your own insurance policies, the insurance provider will take into account all of the drivers/motorist, in this case you and your mother, and their individual driving history on these policies. Most insurance providers base the insurance rates on the driver who develops the highest premium. This is usually the younger motorist. Since your mother has a serious violation, that might cause your premiums to increase as a result.
You may speak with your insurance company to know for sure how much the increase will be if you add your mother with a DUI in your policy.
Goodluck!
MariCAR
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