Will my Auto Insurance Increase After DUI?

January 12, 2008 by maricar · Leave a Comment
Filed under: DUI insurance

Reader’s Question:

Will my auto insurance increase after DUI conviction?

Mark

Thank you for asking Mark.

You will see an increase in your car insurance rates because of having a DUI conviction on your driving record. Operating a vehicle while under the influence (DUI) of alcohol or drugs generally puts you now into a high risk class of motorist.

The amount of an auto insurance increase because of a DUI and/or needing an SR-22 (certificate of financial responsibility) will depend upon the insurance provider that you are dealing with and their rating system. In addition to that you might also lose discounts that you previously had on the insurance policy which helped to lower your rates, such as a safe driver discount.

Most state insurance regulators and DMV give information on the average auto insurance increase for a DUI conviction. For instance, the Colorado Department of Transportation that a CO auto insurance could go up 30 % on average, that is if it is not canceled, after having a DUI conviction.